Most employers and brokers are familiar with the big compliance items tied to an Individual Coverage HRA (ICHRA): plan documents, affordability, employee notices, and ACA reporting. But there’s a less‑talked‑about ICHRA reporting requirement that’s getting [...]
Individual Coverage HRAs (ICHRAs) offer employers and employees more flexibility in how health benefits are delivered. Employees choose an ACA-compliant individual major medical plan that fits their needs, and the employer provides a tax-free [...]
One of the most common questions we hear about the Individual Coverage Health Reimbursement Arrangement (ICHRA) is: “Do I have to offer ICHRA to all of my employees?” The quick answer: No. The longer answer: [...]
Employers want to help their employees with healthcare costs. A common approach is to give health stipends, perhaps $200 per month, and tell the employee it can be used for medical or dental coverage. [...]
Health Reimbursement Arrangements (HRAs) offer employers a modern, flexible way to support employees' healthcare costs. They’ve grown in popularity as businesses search for alternatives to traditional group health insurance, offering employees more choice while [...]
The U.S. House of Representatives has passed the budget reconciliation bill—formally titled the One, Big, Beautiful Bill—by a razor-thin margin. While the bill covers a wide range of domestic policy goals, hidden in the fine [...]
Let’s be honest—health benefits are complicated. If you’ve spent any time researching alternatives to traditional group health insurance, whether for your business or your clients, you’ve probably come across an ICHRA plan. If the [...]
The Individual Coverage Health Reimbursement Arrangement, or ICHRA, is just one of the Modern Health Reimbursement Arrangement regulations gaining traction among higher group insurance costs. ICHRA is an employer-funded health benefit that reimburses employees [...]
Employers are always searching for cost-effective ways to provide employees with affordable health benefits that also offer flexibility and choice. Those that have researched a variety of benefits may wonder if ICHRA or QSEHRA [...]
The Individual Coverage Health Reimbursement Arrangement (ICHRA) is a revolutionary approach to employee benefits, offering flexibility for employers and employees alike. But if your ICHRA claim was denied, you may be wondering why. There are [...]